Funding for care can be a confusing subject area, however, by carrying out a little research and utilising resources available to you, your options become clearer and easier to understand.
You may be eligible to receive help with funding your care from the Government. You have the right to request a free care assessment from your local social services; this can include a community care assessment and a means-tested financial assessment to see if you are eligible to receive support with the cost of your care.
If you have been assessed as needing care services, you may be offered direct payments. As part of this arrangement, monetary payments will be made by your local council directly to you so that you are able to organise and pay for your care service. These payments are designed to support you to remain living at home, encouraging independence and social inclusion. As you are effectively purchasing your own services, if you wish so, you can add your own funds to your direct payment to purchase services. This allows you not only to buy your care from a care service provider you prefer, but also to buy services in addition to those your care assessment states.
Should you not be eligible for public funding, or would simply prefer to fund your care privately, you will need to source your care independently. If you are looking for support with financial planning, we would recommend that you contact an impartial financial advisor specialising in care fees.
They would advise you on options such as:
Equity release Funding care fees Estate preservation Wealth preservationWhether your care is paid for by private or public funds, we can deliver a high-quality homecare service to you, tailored to your individual needs. If you would like to receive a quote for our care service, please contact us on 0208 185 8898 or email: info@baydan.co.uk
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